The cryptocurrency market has shown significant momentum in early 2025, with XRP emerging as a standout performer among major cryptocurrencies. The token has recorded nearly 50% gains over the past month, despite a recent 2.78% weekly decline, outperforming other top-50 cryptocurrencies including Solana, which posted 23% gains during the same period.
XRP’s Regulatory Progress and ISO 20022 Integration
XRP’s remarkable performance comes amid significant developments in Ripple’s regulatory landscape and strategic positioning. The company recently secured Money Transmitter Licenses (MTLs) in both New York and Texas, expanding its compliance footprint in the United States. This progress follows the landmark ruling by Judge Analisa Torres that retail XRP sales did not violate securities laws, which helped propel the token’s price from $0.5 in November to reach $3.4 in mid-January 2025.
Austin King, co-founder of Omni Network (OMNI), highlighted Ripple’s strategic alignment with the ISO 20022 messaging standard, noting that Ripple was among the first crypto projects to prioritize this compliance. While King claimed the network processes over $434 billion in transactions daily, this figure remains unverified. Importantly, Ripple’s CTO has clarified that while Ripple joined the ISO 20022 network in 2020, XRP itself is not inherently linked to the standard.
RLUSD Development and Asset Tokenization
Omni Network is currently working on integrating ISO 20022 compliance into Ripple’s new stablecoin, RLUSD, which could become the first stablecoin to fully adhere to the standard. The network has already expanded RLUSD to approximately $38 billion in DeFi liquidity on devnet. This development aligns with broader initiatives to position the XRP Ledger as a central platform for banks to tokenize and manage real-world assets.
Privacy Coins and New DeFi Solutions
Meanwhile, privacy-focused cryptocurrency Monero (XMR) continues to maintain its position as the “King of Privacy,” trading at $219.71 with a 2.2% increase over the last 24 hours. Analysts suggest that privacy-oriented coins could see increased demand following recent legal rulings on privacy protocols.
In the DeFi sector, new projects are emerging to address cross-border payment challenges. Among them, Remittix has gained attention for its approach to merging traditional payment systems with decentralized solutions. The project has already raised over $9.5 million from more than 8,000 investors during its presale phase.
Market Outlook
As February approaches, analysts anticipate continued market momentum, particularly for XRP. The potential abandonment of the SEC lawsuit under interim chairman Mark Uyeda’s leadership and speculation about a spot ETF approval could provide additional catalysts for growth. The success of Bitcoin ETFs, which now hold over $120 billion in BTC, demonstrates significant institutional appetite for regulated crypto investment vehicles.
Disclaimer: This article is for informational purposes only and should not be considered financial advice. Cryptocurrency investments carry significant risks, and readers should conduct thorough research before making any investment decisions.
Also Read: XRP Market Analysis: A Turning Point | Regulatory Shifts, Price Rally, and Crypto Market Evolution
